FHA Loans

Scott Phippen, Owner/Primary Lending Manager at Infinity Mortgage Company

Scott Phippen, Owner/Primary Lending Manager

Infinity Mortgage Company

Phone: (801) 918-6300

Email: [email protected]

NMLS# 292563

Company NMLS# 1425808

FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

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FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

FHA Loan Benefits

Frequently Asked Questions

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LOAN PROGRAMS

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options fast.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.