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Scott Phippen, Owner/Primary Lending Manager at Infinity Mortgage Company

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dozens of lenders through Infinity Mortgage to find the mortgage that fits your goals — fast.

We match you to the right program from dozens of lenders — fast.

Our streamlined process gets you from application to keys in hand faster.

Start your application online and get approved fast.

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Fast, transparent mortgage services tailored to your goals.

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Infinity Mortgage Company 12481 S Fort St #240 Draper, UT 84020

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, dedicated to helping families achieve their homeownership dreams with integrity, expertise, and personalized service.

Whether you are a first-time buyer or an experienced investor expanding your portfolio, you will get the guidance and loan solutions to make your goals a reality.

Ready to take the next step? Reach out for a free consultation and personalized rate quote.

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Loan Programs & Services

Your Countdown to Closing

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Explore our range of mortgage solutions designed to fit every need.

Schedule a free consultation and find the perfect program.

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FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

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FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

FHA Loan Benefits

Frequently Asked Questions

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Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options fast.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.

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VA Loans

VA Loans For Our Heroes

What Are VA Loans?

Check Your VA Benefits

VA Loan Eligibility

Veterans

Active Duty

Guard & Reserves

Exclusive VA Loan Benefits

Frequently Asked Questions

Honor Your Service

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Honor your service with VA home loans designed for veterans, active military, and eligible spouses. $0 down payment, no PMI, and competitive rates to help you secure the home you have earned.

VA loans are a benefit earned through military service, backed by the Department of Veterans Affairs. These mortgages offer unmatched advantages for veterans, active-duty service members, and eligible surviving spouses, making homeownership more accessible and affordable.

Honor your service with the benefits you earned.

Must have completed required training and meet other service requirements.

Let us help you take advantage of the VA loan benefits you have earned through your service.

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Conventional Loans

Conventional Loans The Flexible Choice

What Are Conventional Loans?

Quick Qualification

Conventional Loan Requirements

Credit Score

Down Payment

Debt-to-Income

2026 Loan Limits

Benefits

FAQ

Ready to Get Started?

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The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Traditional financing with flexible terms.

Lower DTI ratios typically qualify for better interest rates and terms.

Explore your conventional loan options and find the perfect financing solution.

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USDA Loans

USDA Loans Zero Down Payment Rural Home Loans

USDA Loan Benefits

Check USDA Eligibility

Qualification Requirements

Property Location

Income Limits

Credit Requirements

FAQ

Ready to Explore USDA Loans?

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Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers.

See if your area qualifies for zero-down financing.

Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify.

Find out if your dream home is in a USDA-eligible area.

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Jumbo Loans

Jumbo Loans For Luxury Properties

What Are Jumbo Loans?

Jumbo Loan Specialist

2026 Loan Limits by Area

Jumbo Thresholds

Benefits & Features

Qualification Requirements

Credit Requirements

Down Payment & Reserves

FAQ

Which Jumbo Program Fits You?

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Specialized portfolio lending for luxury properties. Five distinct jumbo programs designed for unique borrower profiles, from first-time buyers to experienced investors.

Jumbo loans, also known as non-conforming loans, are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are designed for financing luxury properties and homes in highly competitive real estate markets.

Specialized financing for luxury properties.

Any loan exceeding these limits requires jumbo financing.

Let our specialists analyze your profile and recommend the best jumbo program.

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Estimate your monthly mortgage payment with taxes, insurance, and HOA fees.

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Enter your loan details and click "Calculate Payment" to see your estimated monthly payment.

Get a personalized rate quote and start your home buying journey today.

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Scott Phippen | Infinity Mortgage Company